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FT.com: Your Money
| Banks restrict lending to existing customers |
| More people are applying for loans but fewer are securing one, and those banks that are lending are only doing so to their existing customers |
| Battle looms over BA pensions |
| British Airways signalled the start of a protracted battle with the Pensions Regulator over the price tag on its retirement obligations, the outcome of which will be crucial to its tie-up with Spain's Iberia |
| Top bankers destroy value, study claims |
| Bankers should count themselves lucky they are being hit by a mere 50 per cent additional tax on bonuses, a report argues, because their benefit to society is negative |
| Investors urged to sell before next tax rise |
| Seven out of ten wealth advisers warn that capital gains tax will almost certainly be raised in a pre- or post-election Budget |
| It's not just bankers seeking a way round bonus tax |
| Fund managers, stockbrokers, and even some financial advisers will be hit by the new 50 per cent levy on "bankers'" bonuses |
| 40 per cent tax to hit more middle-income taxpayers |
| Hundreds of thousands more taxpayers could be drawn into the 40 per cent income tax band over the next few years, accountants say, following a freeze on the higher-rate threshold and personal allowances in Alistair Darling's pre-Budget report (PBR) this week |
| Chancellor closes two inheritance tax loopholes |
| The inheritance tax (IHT) nil rate band is to be held at £325,000 in 2010, while the elimination of two loopholes in IHT rules may result in closer scrutiny of funds that are transferred into trusts used for IHT purposes. |
| Pension relief restricted for high earners |
| High earners are being advised to make contributions to their pensions now, before higher rate tax relief is scaled back further from 2011 |
| Tax avoidance and evasion come under fresh assault |
| Tax avoidance and evasion are under siege as the government has introduced a range of measures to clampdown on both practices. |
| Energy efficiency |
| A boiler scrappage scheme and an exemption of all electric cars from company car tax for five years are part of a range of green measures to encourage consumers and businesses to become more energy efficient |
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